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Belle Rivers Neighborhood

Oxford, Mississippi

Community Development

FNB is proud to be designated by the U.S. Department of the Treasury as a Community Development Financial Institution (CDFI). As a CDFI, FNB holds an important role in generating economic growth and opportunity in the communities we serve. Learn more about CDFI>>

Our Mission

FNB is committed to improving social and economic conditions for residents and businesses in our neighborhoods in North Mississippi by offering financial products and development services tailored to their unique needs.

Our Impact

As an independent community bank, FNB’s performance is inextricably linked to the economic health of the communities we serve. In support of our mission, FNB offers various community development programs, services, and activities including:

  • Low-Barrier Deposit Accounts
  • Expanded Bank Branch Network
  • Low-Income Housing Tax Credit Program
  • Owner-Occupied Purchase and Renovation Program
  • Small Dollar Loan Programs
  • Financial Literacy and Credit Counseling Programs
  • Community Outreach Activities
  • Community Philanthropy Initiatives
  • Employee Community Engagement and Volunteerism

FNB Community Fund – A Community Development 501 (c)(3)

The FNB Community Fund, a non-profit organization, was established to help underserved and underbanked working individuals and families grow through providing financial education and funding options better suited to their needs. The organization is advised by a Board of Directors, including bank representatives and local stakeholders from the communities we serve. The FNB Community Fund is committed to implementing affordable housing initiatives including housing down-payment assistance and owner-occupied rehab loans. Providing financial education and counseling programs is also an important part of the work of the FNB Community Fund.

Additional Community Development Resources

Contact Information

James Harper, CDFI Coordinator

To learn more about FNB’s Community Development efforts, please contact James Harper, CDFI Coordinator at (662) 234-2821 or send an on-line inquiry through our website.